Evogage

Main Features & Characteristics:

• Personalized & Automated Investing: Customizes a portfolio for the user or allows them to build it themselves. Powerful automation optimizes performance and helps lower taxes (e.g., automatically investing deposits, Tax-Loss Harvesting strategy).
• Cash Management Account: Offered with regulated banking partners, it lets users automate savings, pay bills, withdraw from thousands of ATMs, and invest extra cash in seconds to keep building long-term wealth.
• Smart Savings Goals: Users tell the platform what they’re saving for, and it automatically sets aside extra cash to hit goals. It connects with all accounts so users only need one app to watch wealth grow.

Core Advantages:

• Awarded Best Robo-advisor 2019 and Best Cash Management App 2020 by Nerdwallet, and Best Robo-advisor 2020 by Investopedia.
• Trusted by 450K+ clients with $26B+ in client funds.
• Rated 4.9 on the Apple App Store and 4.5 on the Google Play Store.
• Highly automated and effortless; described by users as "automatic, and I'm lazy" and "the first thing in my life that actually motivated me to save money."

Service Details & Risk Disclosures:

• Banking services are provided by third-party partners subject to identity verification and applicable local regulations. Cash account services are separate from investing accounts.
• The effectiveness of the Tax-Loss Harvesting strategy depends on the client’s entire tax and investment profile. It may generate a higher number of trades, create capital gains and wash sales, and could be subject to higher transaction costs. Unutilised losses may generally be carried forward to offset future capital gains.
• All investing involves risk, including the possible loss of money invested, and past performance does not guarantee future performance.

Pricing: The page does not explicitly provide pricing or fee structures; users likely need to contact the provider or register to obtain this information.