Alphanso

Main Features & Characteristics: Alphanso is a comprehensive wealth management platform offering end-to-end services at 0% AUM fees. Core modules include:

1. Investment Planning: Track, plan & grow with equity, bonds, IRA, private, and international market strategies.
2. Estate Planning: Wills, trusts, and POAs made simple with expert guidance to secure loved ones and intentions.
3. Tax Support: Optimize returns with year-round tax strategies, loss harvesting, Roth moves, and filing.
4. Financial Wellness (Cashflow & Budgeting): Manage cash flow, cut debt, create budgets, and track net worth.
5. Smart Debt Analysis & Solutions: Track debt, compare options, get refinancing alerts, and plan smarter payoffs.
6. Insurance Services: Review policies, compare quotes, and use smart strategies like laddering for the right coverage.
7. Goal Planning: Set and track objectives (from buying a home to FIRE) with real-time planning tools and simulators.

Core Advantages:

• 0% AUM Fees: No asset-based fees or commissions.
• Fiduciary Standard: Legally and ethically bound to put client interests first, providing unbiased advice.
• Human + Tech: Experienced advisors paired with hedge fund grade AI tools to act before opportunities pass.
• Your Accounts, Your Control: No mandatory transfers or minimums. Keep current accounts, choose DIY, guided, or managed access.
• Data & Asset Security: Encrypted end-to-end. Managed portfolios held with Schwab for institutional-grade safety. Never sell data or push unneeded products.

Typical Use Cases & Workflow:

1. Quick qualification call: 10-minute call to assess fit and unlock access.
2. Sign up & choose plan: Create account, select plan, and get matched with an advisor.
3. Align with advisor: Explore 360° Dashboard and get first strategy recommendations.
4. Manage wealth, your way: Fine-tune plan and manage financial life for the long term.

Target Users: Employees of top tech firms (Google, Meta, Amazon, Microsoft, Apple, etc.), startup founders, professionals dealing with RSU windfalls and cross-border taxes, and individuals aiming for FIRE (Financial Independence, Retire Early).

Pricing Information: Offers a 14-day free trial with full access, refundable during the trial. Assets in managed accounts are held by Charles Schwab. Charges 0% AUM fees and no commissions.

FAQ Details:

• Move accounts to Alphanso? No, keep accounts where they are and link them securely.
• What does being a fiduciary mean? Legally and ethically bound to put your interests first, every time.
• How quickly to speak with an advisor? Every client gets a response within 24 hours.
• What’s included in the trial? 14 days of full access to your advisor, tailored strategies, and platform tools.
• Who holds assets in a managed account? Charles Schwab serves as custodian for all managed portfolios.
• Need to sell securities to open a managed account? No, it’s an ACATS transfer moving holdings in-kind to Schwab without triggering a taxable sale.
• What if the advisor isn’t a good fit? Request to be matched with another advisor or ask for a full refund during the trial.